DISCLAIMER

This course, "Personal Finance for Newly Widowed Men and Women," is provided for educational and informational purposes only. It does not provide financial, legal, or tax advice. The reader should seek the services of qualified professionals for such advice. Wings for Widows and WidowWise University cannot be held responsible for any loss incurred as a result of specific investments or planning decisions made by the reader. Websites or other resources referenced throughout this course are for informational purposes only, and Wings for Widows does not endorse or validate the accuracy of the content therein.

The information provided in this course is based on our knowledge and experience at the time of creation. However, financial markets, laws, and regulations change over time. We do not guarantee the accuracy, completeness, or timeliness of the information presented. The strategies and information presented may not be suitable for everyone. Users should consider their own financial situation, risk tolerance, and needs before making any financial decisions.

All rights reserved. No part of this course may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the express written permission of Wings for Widows. Wings for Widows™, WidowWise University™, and any associated logos are trademarks of Wings for Widows. All other trademarks mentioned in this course are the property of their respective owners.

Illustrations are provided by Randy Glasbergen Cartoon Service and Cartoon.com under license.

Our collection and use of personal information in connection with this course is governed by our Privacy Policy. In no event shall Wings for Widows, WidowWise University, or any of their officers, employees, or agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this course. This disclaimer shall be governed by and construed in accordance with the laws of Hennepin County, Minnesota, without regard to its conflict of law provisions.

By accessing and using this course, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.